The Ayushman Card is an important beneficiary card under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, commonly known as AB PM-JAY. Eligible beneficiaries can use the card for identification when receiving covered treatment at empanelled hospitals. PM-JAY provides health cover of up to ₹5 lakh per family per year for eligible secondary and tertiary care hospitalisation.
Many beneficiaries already have their names recorded in the applicable government beneficiary database but may not know how to download the digital Ayushman Card PDF. Others may have completed e-KYC but are unsure whether the card has been generated, while some people may need assistance after an unsuccessful authentication attempt.
The How to Download Ayushman Card PDF process generally involves checking the beneficiary record, completing the required authentication or e-KYC, selecting the approved beneficiary and downloading the generated card through an authorised system.
The Government has also enabled beneficiary verification and card creation through digital systems, including the Ayushman mobile application.
It is important to use authorised government services when downloading the card. Beneficiaries should not enter Aadhaar details, OTPs or other personal information on unknown websites offering an Ayushman Card PDF.
What Is an Ayushman Card PDF?
The Ayushman Card PDF is the digital version of the beneficiary card generated after successful identification and verification under the applicable Ayushman Bharat programme.
The card contains beneficiary-related information that can be used for identification at the time of seeking eligible treatment.
A digital copy can be useful because it can be:
- Saved on a mobile phone
- Printed when required
- Kept as a backup
- Shown during beneficiary verification
- Used along with prescribed identity documents at an empanelled hospital
The digital card does not mean that every medical treatment is automatically free. Treatment must be covered under the applicable PM-JAY package and obtained through the prescribed hospital network.
Who Can Download an Ayushman Card PDF?
Only eligible beneficiaries whose records have been successfully identified and verified can generate the applicable Ayushman Card.
For the regular PM-JAY beneficiary population, eligibility is determined according to the applicable government beneficiary database and scheme rules.
There is also a separate provision for senior citizens aged 70 years and above.
Ayushman Card for 70+ Senior Citizens
Indian citizens aged 70 years and above are eligible for AB PM-JAY irrespective of income, subject to the prescribed enrolment and verification process.
This senior-citizen provision means that income is not used as an eligibility restriction for this category.
After successful enrolment and authentication, the eligible senior citizen can generate the applicable Ayushman Card.
What Is Needed Before Downloading Ayushman Card PDF?
Before trying to download the card, keep the necessary information ready.
Depending on the beneficiary category and verification method, you may need:
- Aadhaar details
- Registered mobile number
- Beneficiary information
- Family details
- Ration card or family identification details, where applicable
- Other permitted identity documents
- e-KYC authentication
Not every beneficiary will be asked for every document.
The exact verification requirement depends on the beneficiary record and the current authorised process.
How to Download Ayushman Card PDF Online
The digital download process generally follows a sequence of beneficiary verification and card generation.
Step 1: Open the Official Ayushman Beneficiary Service
Start with the authorised Ayushman Bharat beneficiary service.
Government information identifies the beneficiary portal as the place through which eligible people can obtain the Ayushman Bharat card.
Do not use a random website simply because it has “Ayushman Card Download” in its title.
Step 2: Enter the Required Login or Identification Details
Depending on the current portal process, you may be asked to provide information such as:
- Mobile number
- State
- Aadhaar-related information
- Beneficiary details
- Other identification information
Follow the fields displayed on the authorised system.
Step 3: Complete Authentication
The system may require authentication before displaying the beneficiary record.
This can involve an OTP or another permitted authentication method.
If Aadhaar-based authentication is used, make sure the details are entered correctly.
Step 4: Search for Your Beneficiary Record
After authentication, search for the beneficiary record.
If your name or family information is available in the applicable database, the system can display the eligible beneficiary.
Step 5: Select the Correct Beneficiary
If more than one family member appears, carefully select the person whose card you want to download.
Check:
- Name
- Age or date of birth
- Family details
- Other identifying information
Do not select another family member by mistake.
Step 6: Complete e-KYC If Required
If e-KYC has not already been completed, the system may ask you to complete it before allowing card generation.
Complete the prescribed verification process.
Step 7: Wait for Approval Where Applicable
Some beneficiary records may require verification or approval before the card becomes available.
If the system shows a pending status, wait for the applicable verification rather than repeatedly submitting new applications.
Step 8: Select the Card Download Option
After successful verification and card generation, look for the option to download or print the Ayushman Card.
Select the appropriate option.
Step 9: Save the PDF
Save the generated card securely on your mobile phone or computer.
You can also keep a printed copy for convenience.
Ayushman Card PDF Download Through Mobile
The Ayushman digital system also supports beneficiary verification and card creation through the official Ayushman mobile application.
The Ministry of Health and Family Welfare has reported that beneficiary verification and card creation have been enabled through the Ayushman mobile application, including face-authentication functionality.
A general mobile-based process can involve:
- Installing the authorised Ayushman application.
- Opening the beneficiary-related service.
- Entering the required information.
- Completing authentication.
- Finding the beneficiary record.
- Completing e-KYC if required.
- Generating the card.
- Saving the digital card.
The exact application interface may change when new versions are released, so applicants should follow the instructions shown in the current official application.
How to Download Ayushman Card PDF Without Going to Hospital
If your beneficiary record is available and the digital verification process works correctly, you may be able to complete the process online without visiting a hospital.
The digital system supports self or assisted beneficiary verification. The Ministry’s annual report describes the revamped Beneficiary Identification System as supporting self/assisted verification and the Ayushman mobile application as supporting beneficiary verification and card creation.
However, if the system cannot locate your record or your e-KYC fails, you may need assistance from an authorised CSC, Ayushman Mitra or designated health facility.
How to Download Ayushman Card PDF Through CSC
A Common Service Centre can help beneficiaries who have difficulty completing the digital process themselves.
The general process is:
- Visit an authorised CSC.
- Carry Aadhaar and other available documents.
- Provide the beneficiary’s information.
- Ask the operator to search the applicable record.
- Complete the required authentication.
- Complete e-KYC if necessary.
- Generate the Ayushman Card.
- Download or print the card.
The applicant should remain present during the authentication process.
Do not give an unknown person permanent access to your mobile phone or banking applications simply to download an Ayushman Card.
How to Download Ayushman Card PDF From an Empanelled Hospital
Eligible beneficiaries can also seek assistance at an empanelled hospital.
The hospital may have an Ayushman Mitra or designated staff member who can assist with beneficiary identification and card-related procedures.
This option can be useful when:
- The beneficiary cannot complete online verification.
- e-KYC is failing.
- The beneficiary record requires assistance.
- The person needs immediate information before treatment.
- The applicant is not comfortable using a mobile application.
The beneficiary should carry available identification and family documents.
How to Download Ayushman Card PDF After e-KYC
If e-KYC has already been completed successfully, the card-generation process may be simpler.
A typical process is:
- Open the authorised beneficiary service.
- Log in or authenticate.
- Search for the beneficiary.
- Check whether e-KYC is approved.
- Select the beneficiary.
- Choose the card-generation or download option.
- Generate the card.
- Download the PDF.
- Save the file securely.
If the download option is not visible, check whether the card is still awaiting approval or whether another verification step is pending.
Ayushman Card PDF Download After Approval
Approval and card generation are separate steps in some beneficiary workflows.
If the beneficiary has already been approved but the PDF is not visible, check the card-generation status.
Possible reasons include:
- e-KYC is still processing.
- Beneficiary approval is pending.
- The record requires correction.
- Technical issues are affecting the portal.
- The card has been generated under another beneficiary record.
- The current login method does not match the beneficiary information.
If the problem continues, an authorised CSC or Ayushman Mitra can check the record.
How to Check Ayushman Card Status Before Downloading
Before attempting repeated downloads, check whether your card has actually been generated.
Status information may show stages such as:
- Beneficiary found
- e-KYC pending
- e-KYC completed
- Verification pending
- Approved
- Card generated
The exact status terminology may vary between the digital services.
If the application is still under verification, the PDF may not be available for download yet.
What If Ayushman Card PDF Is Not Downloading?
Sometimes the card may be approved but the PDF may not download properly.
Try these basic steps:
- Check your internet connection.
- Log in again.
- Confirm that the correct beneficiary is selected.
- Check the status of e-KYC.
- Try the authorised service again later if there is a technical issue.
- Use the current version of the official application if downloading through mobile.
- Visit an authorised CSC if the issue continues.
- Ask an Ayushman Mitra for assistance at an empanelled hospital.
Avoid downloading an Ayushman Card from a third-party website claiming to provide a faster PDF.
What If the Ayushman Card Shows the Wrong Name?
A beneficiary should check the card details immediately after downloading it.
If the name or another important detail is incorrect, do not edit the PDF manually.
A manually changed PDF will not correct the official beneficiary record.
Instead, contact the authorised Ayushman service, CSC or designated official and ask about the applicable correction process.
The correction may require identity verification or supporting documents.
What If Aadhaar Authentication Fails?
Aadhaar authentication can sometimes fail because of incorrect details, authentication issues, mobile-related problems or another mismatch.
If authentication fails:
- Check the Aadhaar information.
- Confirm that the correct beneficiary is selected.
- Try the authorised verification method again if permitted.
- Visit a CSC for assisted verification.
- Contact the designated Ayushman facility if the problem continues.
Do not pay an unofficial agent to bypass authentication.
Can Ayushman Card PDF Be Downloaded for Every Family Member?
If multiple family members are eligible under the applicable beneficiary record, individual beneficiary cards may be generated according to the scheme’s identification process.
Each family member should be selected correctly during the card-generation process.
The applicant should not assume that downloading one person’s card automatically creates a separate PDF for every family member.
Check the beneficiary list and generate the applicable card for each eligible member.
Ayushman Card PDF for Senior Citizens Above 70
Senior citizens aged 70 years and above have a specific eligibility route under AB PM-JAY.
The Government has extended coverage to all Indian citizens aged 70 years and above irrespective of income.
For a senior citizen who qualifies under this provision, the process generally includes:
- Confirming age eligibility.
- Completing beneficiary enrolment.
- Completing the prescribed Aadhaar e-KYC.
- Verifying the beneficiary information.
- Generating the Ayushman Card.
- Downloading the digital card.
Senior citizens should not rely on unofficial lists or social media messages to determine whether their card has been generated.
Can I Download Ayushman Card PDF on My Phone?
Yes, the digital Ayushman system supports mobile-based beneficiary verification and card creation.
The Ministry of Health and Family Welfare has reported that the Ayushman mobile application enables beneficiary verification and card creation and includes face-authentication functionality.
Once the card has been successfully generated, the beneficiary can save the digital copy on the phone if the current application or portal provides the download facility.
It is useful to keep the PDF in a secure location and maintain a backup.
Can I Print the Ayushman Card PDF?
Yes, a generated digital card can be printed for convenience.
A printed copy can be kept with other important documents.
However, beneficiaries should remember that hospital verification is based on the official beneficiary record and prescribed identification process. A printed copy alone should not be treated as a substitute for required identity verification.
How to Use the Downloaded Ayushman Card
After downloading the card, keep it available when visiting an empanelled hospital.
The general process is:
- Carry the digital or printed card.
- Carry the required identity document.
- Visit an empanelled PM-JAY hospital.
- Approach the designated Ayushman desk.
- Complete beneficiary verification.
- Confirm whether the required treatment is covered.
- Follow the hospital’s admission process.
PM-JAY provides cashless treatment for eligible covered services at empanelled hospitals. The official Haryana Ayushman Bharat website also describes ₹5 lakh per-family annual cover for secondary and tertiary care and access through empanelled public and private hospitals.
Can Ayushman Card Be Used Outside the Home State?
Yes.
PM-JAY provides portability for eligible beneficiaries.
A beneficiary can receive covered treatment at an empanelled hospital outside the home state, subject to the scheme’s applicable package and verification requirements. The NHA support system confirms that beneficiaries can receive cashless treatment outside their home state at empanelled hospitals.
This means beneficiaries should not assume that their card is restricted to the state where it was originally generated.
Does Downloading the Card Mean Treatment Is Automatically Free?
No.
Downloading the card confirms access to the beneficiary card, but treatment must still satisfy the PM-JAY coverage rules.
The treatment should:
- Be covered under an applicable package.
- Be provided through the appropriate PM-JAY hospital network.
- Satisfy the scheme’s beneficiary verification requirements.
Some services are excluded from PM-JAY.
Therefore, beneficiaries should confirm package eligibility with the hospital before treatment.
Common Reasons Ayushman Card PDF Is Not Available
A card may not be immediately downloadable because:
1. Beneficiary Record Not Found
The person may not be present in the applicable beneficiary database or may need another verification route.
2. e-KYC Pending
The identity verification process may not have been completed.
3. Approval Pending
The beneficiary record may still be under verification.
4. Technical Issue
The portal or application may temporarily experience a technical problem.
5. Incorrect Beneficiary Selection
The applicant may be searching for the wrong family member.
6. Details Mismatch
The information provided during authentication may not match the beneficiary record.
The correct solution depends on the reason shown by the authorised system.
Documents to Keep Ready for Ayushman Card Download
Although downloading an already generated card may require limited information, it is useful to keep the following documents available:
- Aadhaar Card
- Mobile phone
- Beneficiary details
- Ration Card, where applicable
- Family identification details
- Other accepted identity documents
- Previous Ayushman Card details, if available
The exact requirements may vary according to the beneficiary’s category and current verification method.
How to Keep Your Ayushman Card PDF Safe
After downloading the card, store it carefully.
You can:
- Save it in a secure folder on your phone.
- Keep a backup copy.
- Print a copy.
- Store the printed copy with important documents.
- Avoid sharing the PDF unnecessarily on social media.
- Do not upload the card to unknown websites.
The card contains personal information, so beneficiaries should handle it responsibly.
Important Safety Tips
Be careful when searching for the card online.
1. Use Official Services
Always verify that the service belongs to the government or an authorised Ayushman system.
2. Never Share OTP
An OTP should be entered only into the authorised authentication process.
3. Do Not Share Banking Credentials
An Ayushman Card download does not require you to give an unknown person your ATM PIN, UPI PIN or internet-banking password.
4. Avoid Fake Applications
Install mobile applications only from trusted official sources.
5. Do Not Pay for Guaranteed Approval
No private person can legitimately guarantee that an applicant will become an Ayushman beneficiary.
6. Check the Card Details
After downloading the PDF, verify the beneficiary’s details.
Quick Steps
For a simple overview, follow these steps:
- Open the authorised Ayushman beneficiary service.
- Enter the required login or beneficiary details.
- Complete authentication.
- Search for the beneficiary.
- Select the correct family member.
- Complete e-KYC if required.
- Check the verification status.
- Wait for approval if applicable.
- Generate the Ayushman Card.
- Select the download option.
- Save the PDF.
- Print it if required.
If the card cannot be generated online, visit an authorised CSC or seek assistance from the designated Ayushman personnel at an empanelled hospital.
Conclusion
The How to Download Ayushman Card PDF process is mainly dependent on successful beneficiary identification, verification and card generation. Eligible beneficiaries can use authorised digital services to check their record, complete the required authentication or e-KYC and download the generated card. Government information confirms that beneficiary verification and card creation are supported through the Ayushman digital ecosystem, including the official mobile application.
If the beneficiary record is already verified, downloading the PDF can be straightforward. However, if e-KYC is pending, the beneficiary record cannot be found or there is a mismatch in the information, the applicant may need assistance from an authorised CSC, Ayushman Mitra or designated hospital.
Senior citizens aged 70 years and above have an important separate eligibility provision under AB PM-JAY, with coverage available irrespective of income subject to the prescribed enrolment and verification process.
After downloading the card, beneficiaries should keep both a digital and printed copy where convenient. Before using it for treatment, they should confirm that the hospital is empanelled and that the required treatment falls under an applicable PM-JAY package.
Most importantly, beneficiaries should use authorised government channels and avoid unofficial websites offering “instant Ayushman Card PDF” services. An Ayushman Card should never require the applicant to share an OTP, UPI PIN, ATM PIN or other confidential banking information with an unknown person.
FAQs
1. Can I download my Ayushman Card PDF on my mobile?
Yes. If your beneficiary record has been successfully verified and the card has been generated, the authorised Ayushman digital service can be used to access and save the card.
2. What should I do if my Ayushman Card PDF is not showing?
First check your beneficiary and e-KYC status. If the card is still pending or the problem continues, seek help from an authorised CSC or Ayushman Mitra.
3. Can I print the downloaded Ayushman Card PDF?
Yes. You can print the generated digital card and keep it with your other important documents for use during hospital verification.